Fort Marinus

The Sundering of Christendom

“I appeal to you, brothers, by the name of our Lord Jesus Christ, that all of you agree, and that there be no divisions among you […]” – 1 Corinthians 1:10.i   Today, there are about 2.2 billion Christians worldwide ii and over 350 Christian movements or denominationsiii. Much ink and blood has been spilled […]

How to handle Percent Change and CAGR for negative numbers

Sometimes finance deals with negative quantities that become less negative over time. For example, consider a profit/(loss) of ($50M) in year 1 that becomes a profit/(loss) of only ($1M) in year 4. If we apply the traditional formulas for Percent Change and Compound Annual Growth Rate (CAGR), we find that the results do not align […]

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